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Discounts and Aid for Graduate Studies

Discounts and Aid for Graduate Studies

Most graduate students at Chestnut Hill College use federal loan programs to help finance their education. In addition, some students are eligible for alternative loans, graduate assistantships, and discounts.

Tuition Discounts

The following discounts apply to master’s-level degree programs or certificate programs currently offered in the School of Graduate Studies. ONLY ONE DISCOUNT CAN BE APPLIED TO A STUDENT’S TUITION. Tuition Discount Form (available here) and attached verification letter (verification letter not required for CHC alumni) must be submitted to the School of Graduate Studies Office on an annual basis (every academic year - fall through summer). Verification letters (if applicable) should be on official company letterhead, signed by the supervisor and specify the full-time or part-time position held by the student. No discounts will be given without completed paperwork. Please note that deadlines apply.

Full Time Teachers – 10% Tuition Discount

Full-time teachers refer to those who are currently employed and actively engaged in teaching in an elementary, middle, junior high or high school. This category includes full-time teachers, substitute teachers, teacher’s aides, paraprofessionals, and teaching assistants. This category excludes administrators in the educational system such as superintendents, principals, or assistant principals.

Early Childhood Educators – 10% Tuition Discount

Early childhood educators refer to those professionals who are currently employed by a day care center. Those in a supervisory category, such as an administrative director or program director, are eligible for this discount. This category also includes individuals who work directly with children in a recognized early childhood setting such as day care teachers and teaching assistants.

Chestnut Hill College Alumni – 10% Tuition Discount

Individuals who have received a degree from Chestnut Hill College and wish to pursue either a master’s or second master’s degree or a post-master’s certificate of advanced study are eligible for this discount. This category also includes individuals who are taking additional master’s-level graduate courses for enrichment. The School of Graduate Studies Office must verify the CHC degree via the Tuition Discount Form. No verification letter is necessary for this discount. Discount does apply to doctoral courses.

Full-Time Church Affiliated Ministry – 20% Tuition Discount

Individuals who are employed by a church (parish, congregation, synagogue, mosque) on a full-time basis are eligible for this discount. Full-time church affiliated ministry is defined as a salaried or stipend position that entails working at least forty hours per week. This includes parish associates, pastoral ministers, youth ministers, directors of religious education, parish/church nurses, etc. This category also includes those who are engaged in the full time ministry of spiritual direction and those individuals working in a retreat center, parish setting or spirituality center. Not available to doctoral students.

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Book Vouchers

Book vouchers are available to students who are expected to have a credit on their account after receiving Financial Aid.

 A Voucher can be issued for any amount up to the total excess of Financial Aid for the semester. You may call, stop by the Office of Student Financial Services or login to your account on my.chc.edu to find out if you have a credit, and then proceed to Office of Student Financial Services to obtain a Voucher. At this time, a Student Financial Services Representative will issue you a formal book voucher and you will be permitted to pick up your books from the Chestnut Hill College Bookstore located on the ground floor of St. Josephs Hall.

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Loans

The Federal government and private institutions offer student loans.

The Federal Unsubsidized Direct Loan

The Federal Unsubsidized Direct Loan is a federally guaranteed loan with a fixed interest rate at 4.66%. Repayment is deferred until 6 months after you graduate or enroll less than half-time. You are responsible for the interest during your in-school period, either through quarterly payments or capitalization (added to principal each year). Payments of the principal balance and interest will be deferred until 6 months after you graduate of enroll less than half-time. The maximum Federal Direct Loan amount that can be borrowed per academic year is $20,500. 

Federal Direct Graduate PLUS Loan

The Federal Direct Graduate PLUS Loan Program allows graduate students to borrow for education. You must pass a credit check, to be eligible. If you are denied, you may reapply with a cosigner. To be eligible to receive a Graduate PLUS Loan, you must submit a Free Application for Federal Student Aid (FAFSA). The maximum amount you can borrow is the cost of education minus any other financial aid received. The interest rate is fixed at 7.21%.  A 4.292% fee is deducted from each disbursement of the loan. 

Private Educational Loans

You can use a Private Educational  Loan if you are enrolled less than half-time and/or non-matriculated. Private Educational Loans are available to cover your total cost of education (tuition, fees, books and supplies, transportation and living expenses) after all other financial aid has been applied. To apply for a loan, you need to complete either a paper application provided by the bank or an application on the bank’s web site. You can apply without a co-signer if you are a creditworthy applicant. With a Private Educational Loan, you can usually defer repayment of principal and capitalize the interest while you are in school. If you are interested in applying for the Private Educational Loan, contact Student Financial Services for a list of banks offering those loans.

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Assistantships

Chestnut Hill College offers a limited number of assistantships for advanced level students each year.

Master's Level Assistantships

Each assistantship requires approximately 100 hours of work per semester in exchange for one, three credit graduate course. These assistantships are not available to new students. To be eligible for CHC master's level assistantships, you must be accepted by the College into a degree program. Additional information and deadlines can be obtained from the Graduate Office. 

Doctoral Assistantships

There are a limited number of assistantships available for Psy.D students. Doctoral assistantships cover tuition for one doctoral course in exchange for a certain number of hours of work per week. There are also opportunities for Directed Teaching for students in year III and beyond. Direct Teaching pays a stipend in exchange for teaching a graduate course under the direction of an experienced faculty mentor. Additional information and deadlines can be obtained from the Graduate Office.

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Scholarships, Grants, Loans and Employee Tuition Reimbursements

Sponsors for outside aid usually have their own eligibility requirements. Student Financial Services will complete any paperwork required to assist you in the application process.