Determination of Financial Aid

Financial Need

Financial need is the difference between your Cost of Education, listed below, and your Expected Family Contribution (EFC). The financial aid staff uses the Financial Need figure as the basis for awarding need-based loans.  Expected Family Contribution (EFC) Your Expected Family Contribution is determined by the U.S. Department of Education from the information submitted on the Free Application for Federal Student Aid (FAFSA). 

Cost of Education

It is your responsibility to plan ahead, anticipate all costs, budget all resources, and request aid for the entire academic year. 


Tuition per Credit for the 2014-2015 Academic Year (subject to change):  

Instructional Technology                                            $605                                              

Clinical and Counseling Psychology                        $670                             

Education                                                                        $610                                                                   

Holistic Spirituality                                                        $560                                                             

Human Services                                                            $600                                                                  

International Business, Language and Culture    $600     
Psy.D. Program in Clinical Psychology                    $975                              
For Financial Aid Budget Purposes:

Books and supplies are estimated at $550 per semester 
Room & Board allowance is estimated at $6,000 per semester 
Transportation is estimated at $506 per semester 
Miscellaneous expenses are estimated at $500 per semester 
The number of credits you register for and the number of semesters determine your Cost of Education for the academic year. Your cost will be estimated at the time of creating the initial package.  You will then have the opportunity to review and accept your aid online.  Finally, your financial aid will be adjusted to reflect your actual enrollment at the beginning of the semester.

Cost of Education Example



The following example is for a full-time student (9 credits per term), enrolling in two semesters (fall and spring) in the education curriculum.

Off Campus 
    Tuition                                    $9,990

    Books and Supplies            $1,000 
    Room                                    $10,800 
    Board                                    $2,400 
    Transportation                    $800 
    Miscellaneous                    $1,000 

    Total                                    $25,990